India Post Scheme It is of utmost necessity to safeguard yourself and your family members from the next surprise accident. India Post Payments Bank (IPPB) joined hands with TATA AIG to provide the Group Accident Guard (GAG) insurance plan—a gigantic success solution to ensure money protection against surprise accidents.
Why TAGIC Group Accident Insurance
Accidents can result in very heavy financial loads, such as doctor charges, lost salary, and future cost of care. TAGIC Group Accident Insurance policy provides the maximum level of protection against these kinds of problems, and you and your relatives will be safe with India Post Scheme
Key Features and Benefits
Complete Coverage Plans
Plan 1 – Premium Plan (₹520/year):
- Accidental Death: ₹10,00,000
- Permanent Total Disability: ₹10,00,000
- Permanent Partial Disability: ₹10,00,000
- Accidental Dismemberment and Paralysis: ₹10,00,000
- Accidental Medical Expenses (In-Patient): Max ₹1,00,000
- Evacuation Benefit: ₹5,000
- Education Benefit: 10% of Sum Insured or ₹1,00,000 (lower of the two) for 2 children at max
- In-Hospital Daily Cash: ₹1,000 (max 10 days, 2-day waiting period)
- Family Transportation Benefits: ₹25,000
- Repatriation of Remains: ₹5,000
- Funeral Benefits: ₹5,000
- Coma Benefit: ₹1,00,000
- Terrorism Coverage: Covered
- Unlimited Teleconsultations: Through TATA AIG app
Option 2 – Basic Plan (₹320/year):
- Accidental Death: ₹10,00,000
- Permanent Total Disability: ₹10,00,000
- Permanent Partial Disability: ₹10,00,000
- Accidental Dismemberment and Paralysis: ₹10,00,000
- Accidental Medical Expenses (In-Patient): Up to ₹50,000
- Evacuation Benefit: ₹5,000
- Family Transportation Benefits: ₹10,000
- Repatriation of Remains: ₹5,000
- Funeral Benefits: ₹5,000
- Coma Benefit: ₹50,000
- Terrorism Coverage: Covered
- Unlimited Teleconsultations: Covered through TATA AIG app
India Post Scheme Additional Benefits
- Accidental Medical Expenses (Out-Patient): Outpatient treatments in case of accidents
- Educational Benefit: Two dependent children education insurance on accidental death or permanent total disablement
- Transportation Allowance to Family: Payment of transport charges incurred by immediate family members in visiting the insured in case of hospitalization
- Repatriation of Remains and Funeral Benefit: Insurance of transport and funeral expenses in case of premature death of the insured
- Coma Benefit: Lump sum payment if the policyholder gets a coma due to an accident
- Terrorism Coverage: Cover for injuries suffered due to terrorism
- Unlimited Teleconsultations: Complete teleconsultation facilities provided through the TATA AIG app
Eligibility Criteria
| Feature | Details |
|---|---|
| Entry Age | 18-65 Years |
| Policy Tenure | 1 Year |
| Policy Offered To | IPPB Customers |
Exclusions
- Suicidal or self-harm
- War or military intervention
- Unlawful occupation
- Infection due to bacterial disease not caused by an accident
- HIV/AIDS
- Injury caused by dangerous sports or activities.
Joining
Joining TAGIC Group Accident Insurance is easy:
- Visit: Your local post office or just shout out your local postman/postwoman.
- Give: Aadhaar number for e-KYC verification.
- Select: Desired plan.
- Pay: Annual premium paid.
- Get: Your digital policy certificate in minutes.
📊 Comparison Table (Visual Format)
Make it easier to compare plans with a table:
| Feature | Premium Plan (₹520/year) | Basic Plan (₹320/year) |
|---|---|---|
| Accidental Death | ₹10,00,000 | ₹10,00,000 |
| Permanent Disability | ₹10,00,000 | ₹10,00,000 |
| In-Patient Medical Cover | ₹1,00,000 | ₹50,000 |
| Coma Benefit | ₹1,00,000 | ₹50,000 |
| Education Benefit | Up to ₹1,00,000 | ❌ Not included |
| Daily Hospital Cash | ₹1,000/day (10 days max) | ❌ Not included |
| Family Transport Benefit | ₹25,000 | ₹10,000 |
| Teleconsultation | Unlimited | Unlimited |
Teleconsultation : How It Works Break down how people can use the unlimited doctor consultation facility
Download TATA AIG app
Log in with your policy number or mobile number
Book a free session with general physician or specialist
Insert a Step-by-Step “How to Join” Infographic or Visual
People like visuals—show the join-up process neatly:
Step 1: Visit Post Office
Step 2: Display Aadhaar for e-KYC
Step 3: Choose plan
Step 4: Pay annual premium ???? Step 5: Retrieve policy on phone
Safeguard Your Tomorrow Now with India Post Scheme
Accidents are not planned, but your tomorrow doesn’t have to be. TAGIC Group Accident Insurance gives you the assurance of knowing that you and your family are shielded from the unexpected. Join now and take action to secure your tomorrow.
For more information, check out the [official IPPB page].
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